It’s Time To Get Resourceful!
There is ALWAYS a way for the committed. ALWAYS.
You must make the decision first. Until you make a decision to do something, nothing will ever change. But, once you make the decision, you become committed to finding the investment.
You are reading this page right now because you have made the decision to invest in your life and your future – not just for you but for everyone in your life.
Many clients use a combination of funding options to get into the program.
There Are Ways To Get Resourceful And Commit To Your Dreams:
Credit Cards and Debit Cards Many people split the payment into several credit cards. You can use any number of existing credit cards to split up payments on multiple credit cards. Many women also have called their credit card company and asked for an increase in credit limit – it only takes minutes over the phone.
Apply for New Credit Cards: Type in google “0% APR credit cards” and see how many pop up. These credit cards will have offers of 0% interest for the first year or two – meaning you can create your own plan to pay off the investment without incurring any interest! Here is a link to a list that our client’s have used for balance transfers in the past. American Express Blue Cash is also great because they will give you a credit card number immediately and usually offer 15 months 0% interest. If your credit isn’t great, you can search that same link for pre-approved cards for people with poor/fair/average credit. Don’t have great credit? Try this link here.
M&S (UK only)
Savings accounts, IRA’s, other investment accounts, home equity line of credit.
PayPal Credit Many of our clients use PayPal Credit. After an easy application process, get approved for between $200-$6,000 instantly in your PayPal account. PayPal Credit allows you 6 months to pay back with no interest or fees. (Best for at least 600 credit score, although you should apply NO MATTER WHAT because we’ve seen all scores, and no scores, get approved.)
If you already have a Paypal Credit account, ask us to invoice you. Paypal may give you an increase on your available credit.
If you have a spouse, apply with both YOUR information/SSN and then apply again with your spouse’s information. Sometimes this is the key to getting funding!
Open a Credit Card (NerdWallet) NerdWallet is a master application for credit cards and loans that tells you which ones you’re most likely to get approved for up front, based on your credit score. Use the search engine in NerdWallet and apply for the cards they recommend.
Apply for an “easy-to-get” Credit Card The below cards are easy to get. Some have no credit check. Others require no credit. Apply for multiple cards, until you get approved. If you have a low credit score, or no credit, apply for these 2 cards first – Green Dot then OpenSky.
1. Green Dot Visa: https://wallethub.com/d/primor-credit-card-940c/
Easiest Card to Get. No Minimum Credit Score
2. OpenSky Secured Visa: https://wallethub.com/d/open-sky-credit-card-503c/
Good for No Credit
After applying for those 2 cards, apply for these 3 cards (in order):
1. Credit One Platinum Visa: https://wallethub.com/d/credit-one-credit-card-676c/
2. First Progress Platinum Elite: https://wallethub.com/d/first-progress-platinum-elite-mastercard-726c/
3. FingerHut Credit: https://wallethub.com/d/fingerhut-credit-2313c/
Blispay if your credit score is less then 700, Blispay is an option. Blispay is personal loans for “not-so-good” credit. Some have been approved for $2K up to $20K. When approved, a digital “card” number will be emailed to you, that works like a credit card.
Withdraw from 401K Cash out part of your 401K or IRA. Check if your 401K allows loans against the balance.
Craigslist – sell items you have around the home The average person has $20,000 of personal belongings they don’t use, from furniture, to old cell phones to electronics! Turn that stuff into instant CASH by listing it on Craigslist.
Ask Family and Friends for Loan. Sometimes family and friends make the best investors (with the best terms)! We have thousands of people we’ve met in our lifetime. They don’t know we need help until we ask. It all starts with asking. They can only give you 3 answers – yes, no or maybe. Eventually, one will say yes! Offer to pay them 10% interest.
Also, who owes YOU money? Collect on money owed to you. Almost everyone is owed by someone.
Kabbage (business) Flexible Small Business Loans with 6 or 12-month repayment terms. Businesses have been approved for up to $25k. 10-minute application process. (Requires a registered business with a Business Tax ID.)
Apply for a Loan
“NOT-SO-GOOD” CREDIT? Use Credit Karma
Many of our clients have been approved for loans with under 600 credit score or NO credit score.
The below lenders will lend up to $5K!
Go to CreditKarma.com and click “Loans”. Select “Personal Loans”. They have a list of 40+ lenders. Apply for ALL of them. CREDITKARMA
Accion – http://us.accion.org/
Prosper – https://www.prosper.com/
Zopa – https://www.zopa.com/
FastCapital360 – fastcapital360.com
Fundbox – fundbox.com
eFunding Now – efundingnow.com
Upstart – upstart.com
AirBNB – Rent Your Spare Room/Home/Den Rent out a spare bedroom, den or lving room in your home. Make $50-$300+ a night by renting out your spare room or home on AirBNB.
Just have a couch / air mattress?… https://www.couchsurfing.com/
Turo – Rent Your Car
Rent your car on Turo for $30-$100+ a day.
Visit Turo.com. Click “List Your Car”
Drive for Uber or Lyft
Teach Kids Online with VIPKid
Get paid $14-$22 an hour to teach Chinese kids through VIPKid.
Click “Sign Up”
Deliver Packages for Amazon
If you live in an “Amazon Flex” city, deliver packages for Amazon and make $18-$25/hour.
Offer your services on Fiverr or Upwork
Offer your skills or services on Fiverr or Upwork.